Impact Resistant Shingles

If you've had hail damage and are considering replacing your shingles, you might want to consider an impact resistant shingle. Impact resistant shingles are slightly more expensive than standard architectural shingles because they're thicker, heavier and come with longer warranty coverage.

Some insurance companies offer premium discounts if you install Class 4 impact resistant shingles, which may offset the added cost of the shingles, and lessen the risk of future roof hail damage. Check with your insurance company for details.

However, it is important to note that even though impact-resistant shingles can lessen the risk of hail damage, most manufacturer warranties do not cover hail damage even for shingles that pass the UL test.

Underwriters Laboratories (UL) has the most demanding standard for testing the impact resistance of shingles. The test determines the amount of stress a newly manufactured shingle can withstand without cracking. Here's how it works:

  • Steel balls of various sizes are used to simulate the force of free-falling hailstones. The steel balls are usually dropped from 20 feet.
  • The steel ball hits the shingle at 90mph and comes to an instant stop. This is a higher force than most hail that hits a roof.
  • The shingles are struck twice in the same spot to test impact resistance.
  • A rating is assigned to each shingle (Class 1, 2, 3, or 4) to signify resistance to a particular size steel ball; the higher the rating, the greater the impact resistance.
  • Shingles that are assigned a rating of "Class 4" demonstrate the highest impact resistance (shingles show no evidence of cracks or ruptures on front or back). Compare to standard shingles which may have ruptures or cracks visible on the surface or back immediately after hail impact.

Impact Resistant Shingles
UL Impact Resistant Ratings
Class 1 = 1 ¼" steel ball dropped from 20 feet
Class 2 = 1 ½" steel ball dropped from 20 feet
Class 3 = 1 ¾" steel ball dropped from 20 feet
Class 4 = 2" steel ball dropped from 20 feet

CertainTeed Impact Resistant Shingles

GAF Impact Resistant Shingles

Owens Corning Impact Resistant Shingles

TAMKO Impact Resistant Shingles

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  • Hail Damage Checklist
  • Hail Storms 2010: Dates & Locations
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  • Wind Damage Checklist
  • Wind Storms 2010: Dates & Locations

  • Tips to File a Roof Insurance Claim
  • Insurance Fraud Statistics

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  • Insurance Company
    Phone Numbers

    Allstate Insurance
    1-800-54-STORM (1-800-547-8676)

    Companion Property & Casualty Insurance
    1-800-845-2724, option 2

    GEICO
    1-800-841-3000

    Grange Insurance
    1-800-445-3030

    Home Wise Preferred Insurance Company
    1-866-496-1782

    Johnson & Johnson Inc.
    1-800-487-7565, ext. 5024

    Nationwide Insurance
    1-800-421-3535

    Progressive Insurance
    1-800-274-4499

    PURE High Value Homeowners Insurance
    1-888-814-7873

    Seibels Bruce - Catawba Insurance Company
    1-800-525-8835

    Southern Mutual Insurance Company
    1-800-226-1919

    Southern Mutual Church Insurance
    1-800-922-5332

    State Farm - Contact your agent

    State Auto Insurance
    1-800-766-1853

    USAA
    1-800-531-8722

    Universal North America Insurance
    1-888-225-9441